Finance
25) Is Disability Insurance Worthwhile?
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Insurance is a rather unique commodity in the respect that it's something you buy with the hope that you'll never need to use it. Certain kinds of insurance are required by law, like car insurance if you're going to legally drive an automobile. Homeowner's insurance, earthquake insurance and flood insurance are all pretty much viewed as essential depending on where you live. Health insurance... Read More
26) Is Retirement Going Out of Style?
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After a lifetime of working, retirement is the reward for a job well done at a time when most people are ready to slow down and live life at their own pace. They no longer have to punch a time clock, so they are at the mercy of no one. All of a sudden, it's as if they have been given a whole new sense of freedom: one without a clock and one where they set the terms. It's typically a time for tr... Read More
27) Keeping Busy in Retirement without a Huge Nestegg
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Today's retirees are living longer, better, and more productive lives than previous generations. However, an increasing number of elderly people are finding it difficult to completely retire. Many are deferring retirement altogether for financial or personal reasons, and others are embarking on entirely new careers once they officially retire from their former professions. Others travel, take o... Read More
28) Online Scams that Target the Elderly
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Scams that target the elderly have been problematic for generations, and the problem is even worse thanks to the Internet. The elderly are particularly susceptible to being hoodwinked through various online scams, largely because they weren't raised with the familiarity of normal online interactions. Criminals and identity thieves pray on older adults, banking on the notion they'll be more trus... Read More
29) Onlne Checking Accounts
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Nowadays, you can do anything online. While some brick and mortar banks allow you to manage aspects of your account?online, there are online-only banks that let you open online checking accounts. What?s the difference between these exclusively online banks and the traditional banking experience? Let?s take a look at online checking accounts.What is an online checking account?It?s easy to confus... Read More
30) Pet Insurance: Pros and Cons
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Your pet is a part of the family. Although taking care of Fluffy isnt as expensive as raising a child, you will spend hundreds of dollars over the course of your pets life. Veterinary care is one of the most expensive parts of owning a pet. As mans best friend ages, youll see an increase in vet visits and vet bills. One way to make these visits more affordable is by purchasing pet insurance. Be... Read More
31) Pros and Cons of Home Warranties
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Home warranties are designed to help homeowners deal with the costs that come with unexpected home repairs. These warranties go beyond the coverage of homeowner's insurance, covering properly maintained systems and appliances that fail due to routine wear and tear. Home Warranties - How They WorkA home warranty generally costs between $300 and $600 a year. Any repairs required require a low fla... Read More
32) Pros and Cons of Online Trading
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The Internet has made it possible to do virtually anything from the comfort of your home. You can even trade on the NYSE, NASDAQ and the S&P 500 by simply pointing and clicking, Unfortunately, the freedom isn't as convenient as it might initially seem. Pros and Cons of Online TradingPro: Nearly Unlimited FreedomThere are several different firms that permit an individual to ... Read More
33) Questions You Should Ask about Medicare
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Medicare, the national social insurance program of the United States, was originally designed for the elderly who usually had to pay three times as much for health insurance. Since 1966, Medicare has come a long way, now covering over 50 million Americans. Medicare has expanded to include people who are physically incapable of working. Part of Medicare is heavily funded by payroll taxes, but it... Read More
34) Reverse Mortgages: Worthwhile for the Elderly?
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Reverse mortgages are loans that were created to help home-owning seniors living on a limited income. When you take out a reverse mortgage, the traditional roles of lending have been reversed. In this situation, the ?borrower? receives money from the lender. This is done by turning equity in your home into money. You don?t need to repay the lender until you move out of your home. You may be ask... Read More
35) Should You Sell Your Home for Retirement?
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While your idea of retirement might include sitting quietly at home and opening a new book each day, selling your home upon retirement might be a better option. Though the idea of retirement seems quite exciting at first, it can also be tremendously stressful at times. Setting aside enough money to live off for the remainder of life poses enough challenge as it is, and meeting that goal can be ... Read More
36) Student Loan Refinancing Options
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Paying back your student loans can be an inconvenience at best and a suffocating burden at worst. You have some options when it comes to handling your student loans. Have you considered refinancing your student loans? Depending on the types of loans you have and your financial situation, student loan refinancing might be the way to go. What is student loan refinancing? When you refinance your... Read More
