AARP Life Insurance can give you and your family the peace of mind in knowing that they'll always be cared for. In the event of an unfortunate accident or other unfortunate medical disasters, life insurance is a necessity for those family left alone without their loved ones. With the right life insurance policy, your family will have the financial help they need to make it through such a difficult time, giving them plenty of time to recover. AARP offers numerous life insurance policies to accommodate families of various ages and incomes. With low rates and easy to apply process, AARP Life Insurance can protect your family in no time at relatively low cost to you. Here are among the best options AARP has to offer.
AARP's Level Benefit Term life insurance can cover you from $10,000 all the way up to $100,000. To acquire a Level Benefit Term policy, there are no medical exams required. Additionally, AARP members do not have to deal with long waiting periods or any waiting period at all for that matter. Applicants need only go through an easy application process by filling out a simple application. Acceptance of the application can occur when the applicant satisfactorily answers three simple questions regarding their health and any other medically relevant information AARP requests. AARP members from age 50 to 74 are eligible to apply, while spouses of AARP members from age 45. Currently, rates are attractively low, but are subject to increase over time, so it's important to act fast.
AARP's Young Start life insurance provides up to $20,000 in coverage. Because rates are lower for children, Young Start has one of the lowest rates for life insurance. Young Start offers permanent life insurance for children or grandchildren, that they can carry with them for the rest of their life. As a child, they cannot be subject to rate increases over time. Once an adult they will be subject to premiums at the childhood rate. Like AARP's Level Benefit Term life insurance, the application process includes answering three questions in regard to the child's health. AARP members from age 50 to 80 may purchase Young Start insurance for their children or grandchildren. With a great rate and great coverage that will last them a lifetime, life insurance for your children is a no-brainer.
Guaranteed Acceptance life insurance offers coverage for up to $25,000. As with Level Benefit Term, there are no medical exams required for members. But unlike Level Benefit Term, there are absolutely no health questions to answer that could disqualify you. The application process is simple and you will be guaranteed acceptance. Rates are guaranteed and can never increase with time. However, benefits for this option are limited within the first two years. This option will provide you with permanent insurance that will last the remainder of your life. AARP members from age 50 to 80, and spouses age 45 to 80 are eligible to apply - but you must be an AARP member. And with so many options for terrific coverage, there's no reason to wait any longer.